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Loan Programs
Not all mortgages work the same way
One of the questions I hear most is whether a borrower qualifies for a loan program that fits their situation. The truth is there's no one-size-fits-all mortgage. Depending on your down payment, credit history, income, and how long you plan to stay in your home, you might be a better fit for a conventional loan, an FHA loan, a VA loan if you've served, or another program entirely. Each has different rules about what you need to bring to the table and what your long-term costs will look like. The program you choose affects not just whether you get approved, but what you'll actually pay over time. It's worth understanding your options before you commit to one path. Let's talk about which loan program makes the most sense for your goals.
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