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Loan Programs
Which loan type actually fits your situation?
Not all mortgages are created equal, and the right loan for your neighbor might not be right for you. Fixed-rate loans lock in your payment for the life of the loan—stable and predictable. Adjustable-rate mortgages can start lower but change over time. Jumbo loans, FHA, VA, USDA—each has its own rules, benefits, and who qualifies. The loan you choose affects not just your monthly payment, but how much you can borrow, what down payment makes sense, and how flexible you are if life changes. If you've never dug into the actual differences, or if your situation has shifted since you last borrowed, it's worth a fresh conversation. I'd love to walk you through what's available and what might work best for where you are right now. Let's talk about which loan program makes sense for your goals.
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