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Actualización del mercado hipotecario
Melissa Leon Diaz
Melissa Leon Diaz
martes, 20 de octubre de 2026
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Do you know how much equity you have? |
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Hi there. I wanted to share something that often surprises homeowners when we dig into the numbers together.
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Tasas hipotecarias nacionales · 16 de octubre de 2026
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Convencional a 30 años
7.28%
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Fuente: índices hipotecarios diarios de Optimal Blue vía FRED
Las tasas mostradas son tasas de índices hipotecarios nacionales y se ofrecen solo con fines informativos. Las tasas reales varían según el perfil crediticio, el monto del préstamo y las condiciones del mercado. Contáctenos para una cotización personalizada.
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Equity & Refinancing
Your home's equity is building—here's what it means
Every mortgage payment you make builds equity in your home. That's real wealth accumulating under your roof. As your home's value may change and your loan balance decreases, you're gaining financial flexibility you might not realize you have. Tapping into that equity through refinancing or a home equity loan can help you consolidate debt, fund improvements, or handle unexpected expenses. The key is understanding what you've actually built and whether using it makes sense for your situation. I'd love to walk you through your options and see if your equity could work harder for you. Let's talk about what your equity could do for you.
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Consejo de la semana
Your loan officer can run a credit simulator to show exactly which actions will move your score the most.
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Consejos para propietarios
Year-End Tax & Mortgage Planning
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1.
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Consider making your January mortgage payment in December to get an extra month of deductible interest in the current tax year (consult your tax advisor first).
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2.
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If you plan to sell next year, now is a good time to document improvements — receipts and records add to your cost basis and reduce taxable capital gain at sale.
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3.
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Review your W-4 withholding if you bought a home this year — your mortgage interest deduction may mean you're having too much withheld from each paycheck.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Melissa Leon Diaz team any time and we'll walk you through your options. |
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1700 sw 57th ave suite 205 miami fl 33155
3057136234
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