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Mortgage Market Update
Jon Taw
Edge Home Finance
Wednesday, August 19, 2026
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What's really behind your mortgage rate |
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Every week I work with homeowners who are surprised by how much their rate affects their bottom line. Let me explain why it matters.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Mortgage Basics
Why your mortgage rate matters more than you think
Your interest rate isn't just a number on a piece of paper—it shapes your monthly payment, the total cost of your home, and how fast you build equity. Even a small difference in rate can mean thousands of dollars over the life of your loan. That's why it's worth understanding how rates work and where yours stands compared to what's available today. If you haven't reviewed your situation in a while, or if your financial picture has changed, it might be time for a fresh conversation. I'm here to walk you through your options and answer any questions you have.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Jon Taw team any time and we'll walk you through your options. |
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4697801155 | jontaw.com
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