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Mortgage Market Update
Kevin Dull
KD The Broker (powered by Edge Home Finance)
Wednesday, August 19, 2026
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More loan options than you realize |
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Hi there. This week I want to talk about something that often gets overlooked: the different paths available to you when you're borrowing for a home.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Loan Programs
Your loan options are wider than you think
When you're ready to buy or refinance, the loan program you choose shapes everything—your rate, your monthly payment, how much you can borrow, and what flexibility you have down the road. Most borrowers know about conventional loans and FHA, but there are other paths that might fit your situation better. Whether you're self-employed, have a non-traditional credit history, are a first-time buyer, a veteran, or have a specific financial goal, there's often a program designed with you in mind. The key is knowing which one makes sense for your numbers and your timeline. I'd love to walk you through what's available and see which option works best for your goals.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Kevin Dull team any time and we'll walk you through your options. |
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4487 Bobwhite Trace
6146658801 | www.kdthebroker.com
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