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Loan Programs
Which loan type actually fits your situation
Not all mortgages work the same way. Fixed-rate loans, adjustable-rate mortgages, FHA loans, VA loans, and conventional programs each have different rules, benefits, and trade-offs. The right choice depends on how long you plan to stay in your home, your risk tolerance, your down payment, and your financial goals. A loan that's perfect for one borrower might be a poor fit for another. I spend time understanding where you're headed so we can pick a program that makes sense for your life, not just today but down the road. If you're unsure whether your current loan is still the best match, or if you're shopping for a home and want to know what options are actually available to you, let's talk through it. I'm happy to walk through the pros and cons of different programs and what might work best for you.
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