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Loan Programs
Why your loan type matters more than you think
When you're shopping for a mortgage, it's easy to focus only on the interest rate. But the type of loan you choose—fixed-rate, adjustable-rate, FHA, conventional, or something else—shapes your entire borrowing experience. Different programs come with different rules about down payments, credit requirements, closing timelines, and how your monthly payment might change over time. The right loan for you depends on your financial situation, how long you plan to stay in your home, and your comfort level with risk. If you've never talked through which program actually fits your life, or if you're curious whether you qualify for something better than what you have now, I'd love to walk you through your options. Let's find the loan program that works best for your situation.
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