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Loan Programs
What type of mortgage actually fits your life
One of the biggest decisions you'll make isn't about rates—it's about which loan program makes sense for you. A fixed-rate mortgage locks in your payment for the full term, so you know exactly what you're paying every month. An adjustable-rate mortgage might start lower, but your payment can change over time. There are programs designed for first-time buyers, for people with less-than-perfect credit, for larger loans, and more. The right choice depends on how long you plan to stay, how much certainty you need in your budget, and your financial goals. There's no one-size-fits-all answer, which is why it's worth talking through your situation with someone who can walk you through the tradeoffs. I'm here to help you figure out which option makes the most sense for you.
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