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Loan Programs
Why your loan type matters more than you think
When you're focused on finding the right home, it's easy to overlook the details of how you're financing it. But the loan program you choose—whether it's conventional, FHA, VA, or another option—shapes your monthly payment, how much you need upfront, and what flexibility you have down the road. Different programs have different rules about credit scores, down payments, and what properties qualify. The right fit for you depends on your situation, your timeline, and your goals. If you've been homeowning for a while, you might not have thought much about your original loan type lately—but it could matter if you're considering a move or refinance. I'd love to walk you through which program makes sense for where you are now. Let's talk about whether your current loan type is still working for you, or what might fit better next time.
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