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Wednesday, August 19, 2026 |
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Mortgage Market Update
Property tax vote fails in Sheridan County
Here's what happened in local news this week that might affect your home and finances. We've picked out the stories that matter most to homeowners like you.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity Strategy
What you can do with the equity you've built
If you've been a homeowner for a few years, you've likely built up some equity—that's the difference between what your home is worth and what you still owe. The good news is that equity isn't just a number on paper. Depending on your situation, you might be able to tap into it for a major expense, a home improvement, or to consolidate debt at a better rate. Not every option makes sense for every homeowner, which is why it helps to talk through your specific goals and what's available to you. I'd love to walk you through how your equity could work for you. Reach out and let's explore what's possible.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Voters in Sheridan County defeated a measure that would have imposed a new mill levy to fund senior services. Because the proposition failed, it cannot be resubmitted for at least one year. This is relevant to you as a homeowner because property taxes directly affect your housing costs and overall home affordability.
| Key takeaway: This vote means property taxes in Sheridan County will remain unchanged for the next year, keeping your tax burden stable. |
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Wyoming's Primary Election took place on Tuesday with polls open until 7 p.m. Local races determine who will represent your community and influence future decisions on things like zoning, development, and local spending that shape your neighborhood.
| Key takeaway: Who wins these local races can affect property values, community growth, and future tax proposals in your area. |
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The city passed a pawn shop ordinance through its second reading, modernizing how these businesses keep records. The change affects more local businesses than originally expected and reflects Sheridan's effort to update local regulations that shape the community landscape.
| Key takeaway: Local ordinance updates like this one help shape the character and safety standards of neighborhoods where homeowners live. |
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Altitude Home Mortgage team any time and we'll walk you through your options.
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302187739
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