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Mortgage Market Update
Scott Carlin
TrueVet Mortgage
Wednesday, August 19, 2026
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What your equity could do for you |
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Hi there. This week I want to talk about something that many homeowners overlook: the untapped potential in their home equity.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity & Refinancing
Your equity could be working harder for you
If you've been paying your mortgage for a few years, you've likely built up meaningful equity in your home. That equity isn't just a number on paper—it can be a real financial tool. Some homeowners use it to refinance into better loan terms, consolidate debt, or fund home improvements that increase their home's value. Others tap into it when life circumstances change and they need access to cash. The key is understanding what options are available to you and whether any of them make sense for your situation right now. If you're curious whether your equity could work better for you, I'd love to walk you through what's possible.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Scott Carlin team any time and we'll walk you through your options. |
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321-364-4461 | https://truevetmortgage.com/
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