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Mortgage Market Update
Taylor Henderson
Taylor Henderson
Wednesday, August 19, 2026
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What you can actually do with your home equity |
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Hi there. This week I want to walk you through a topic that comes up more often than you'd think: what homeowners can do once they've built up equity in their property.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity & Access
Your home equity is growing—here's what you can do with it
If you've owned your home for a few years, you likely have built up equity—the difference between what your home is worth and what you still owe on your mortgage. That equity can be a real financial tool. Some borrowers tap it to fund home improvements, pay for education, or consolidate higher-interest debt. Others keep it as a safety net. The key is understanding your options before you need them. Whether a cash-out refinance, a home equity line of credit, or simply holding steady makes sense depends entirely on your situation and goals. I'd love to help you figure out what your equity means for your next move. Let's talk about what your home equity can do for you—reach out whenever you're ready to explore your options.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Taylor Henderson team any time and we'll walk you through your options. |
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