|
Loan Programs
What loan type are you actually in?
Most borrowers know whether they have a fixed or adjustable rate, but fewer understand which loan program they're in — and that matters. Whether you're in a conventional loan, FHA, VA, USDA, or portfolio product affects what options you have down the road for refinancing, accessing equity, or making changes to your loan. If you've never been clear on this, it's worth a conversation. Knowing your loan type helps you make smarter decisions when circumstances change — whether that's rates moving, your home appreciating, or your financial situation shifting. I'm happy to walk you through what you have and why it was the right fit for you then. Reach out if you'd like me to clarify your loan type and what that means for your future options.
|