|
Loan Programs
Why your loan type matters more than you think
A lot of people focus only on interest rates when they're shopping for a mortgage, but the loan program itself—whether it's a fixed-rate, adjustable-rate, FHA, conventional, or something else—shapes your entire borrowing experience. Different programs come with different rules about down payments, credit requirements, and how your payment behaves over time. The right choice depends on your timeline, your comfort with risk, and your financial goals. If you've never sat down to understand which program actually fits your situation, it's worth a conversation. I can walk you through what each option means in plain terms and help you see which one makes the most sense for you. Let's talk about which loan program works best for your goals.
|