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Loan Programs
Why your loan program choice matters more than you think
When you're focused on getting approved and closing, it's easy to think all mortgages are basically the same. They're not. The type of loan you choose—whether it's a conventional loan, an FHA loan, a VA loan, or something else—affects not just your monthly payment, but your down payment requirement, your flexibility down the road, and how much of your paycheck actually goes toward housing. Some programs let you put down less upfront. Others offer more wiggle room on credit or income. And some make refinancing or selling easier later. The right fit for you depends on your situation, not on what worked for your neighbor. I'd love to walk you through which programs might make the most sense for where you are right now. Get in touch and we can talk through which loan program is the best match for you.
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