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Mortgage Market Update
Giovanni Acosta
Giovanni Acosta
Wednesday, August 19, 2026
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What can your equity do for you? |
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Hi there—I want to talk about one of the biggest assets you own: the equity in your home. Here's what homeowners often don't realize about having options with it.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity Access
What you can do with home equity today
If you've owned your home for a few years, there's a good chance you've built meaningful equity. The question isn't just how much you have—it's what it can do for you. Some homeowners use it to fund home improvements, pay off higher-interest debt, or cover major life expenses. Others tap into it strategically to refinance into better terms. The right move depends on your goals, your timeline, and your financial situation. I've helped many clients explore their options without pressure, and I'd like to do the same for you. If you're curious whether your equity could work harder for you, let's talk through what makes sense.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Giovanni Acosta team any time and we'll walk you through your options. |
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120 Kisco Ave Suite T, Mount Kisco, NY 10549
www.homepluscapital.com
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