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Loan Programs
Your mortgage options might be wider than you think
If you've been told you don't qualify for a mortgage—or that your only option is a particular loan type—it's worth a second look. Lenders use different approval guidelines, and what one lender passes on, another may welcome. The same goes for loan programs: conventional, FHA, VA, USDA, adjustable-rate mortgages, portfolio loans—each has its own strengths and works better for different situations. Your credit score, down payment, debt level, and property all play a role in which programs make sense for you. The best fit isn't always obvious, and it's not one-size-fits-all. If you've hit a wall elsewhere, I'd like to walk through what's actually available to you. Reach out and let's talk through your specific situation—no obligation.
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