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Loan Programs
Why your loan type matters more than you think
Not all mortgages work the same way. Whether you have a fixed rate, an adjustable rate, an FHA loan, a conventional loan, or something else entirely—each one comes with its own rules about how your payment can change, how much you can borrow, and what happens to your equity over time. I've found that many borrowers don't fully understand their own loan type, which means they miss opportunities or get surprised by something they could have planned for. Knowing your loan inside and out helps you make smarter decisions about refinancing, paying down principal, or whether staying put makes sense. Let's walk through what you have and what it means for your future. Give me a call or send a note—I'd like to review your loan with you.
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