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Mortgage Market Update
Steven Cooper
Steven Cooper
Wednesday, August 19, 2026
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What can you do with your home equity? |
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We've been talking a lot about equity lately — and for good reason. But knowing you have it is just the first step.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity Access
What your equity can do for you right now
If you've been a homeowner for a few years, chances are you've built meaningful equity in your property. That equity isn't just a number on paper — it's a real financial asset you can tap into when it makes sense for your situation. Whether you're thinking about a major home project, consolidating higher-interest debt, or funding education or other goals, a home equity line of credit or cash-out refinance might be worth exploring. The right move depends on your goals, timeline, and financial picture. I'd love to walk you through what's possible and what the real costs and benefits look like for you specifically. Let's talk about whether tapping your equity makes sense for your plans.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Steven Cooper team any time and we'll walk you through your options. |
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1166 E Warner Rd, Suite 101P Gilbert, AZ 85296
480-720-4857 | https://artemismtg.com/
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